Skip to main content
BankHealth

TRUSTTEXAS BANK SSB

CUERO, TEXAS · FDIC Cert #28515

A
Health Score
88/100
$391M
Total Assets
$333M
Total Deposits
21.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TRUSTTEXAS BANK SSB holds a Tier 1 capital ratio of 21.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRUSTTEXAS BANK SSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
48.32%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.73%
Return on Assets
Negative — losing money
$333M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRUSTTEXAS BANK SSB shows strong financial health indicators. With $391M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRUSTTEXAS BANK SSB has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 21.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRUSTTEXAS BANK SSB holds $391M in total assets and $333M in total deposits. It is located in CUERO, TEXAS (FDIC Certificate #28515).

TRUSTTEXAS BANK SSB has a Tier 1 capital ratio of 21.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is -0.73%.

Yes. TRUSTTEXAS BANK SSB is FDIC-insured (Certificate #28515). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: