WEST TEXAS NATIONAL BANK
MIDLAND, TEXAS · FDIC Cert #22957
Capital & Safety Analysis
According to FDIC financial data, WEST TEXAS NATIONAL BANK holds a Tier 1 capital ratio of 13.88%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST TEXAS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST TEXAS NATIONAL BANK shows strong financial health indicators. With $2.4B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST TEXAS NATIONAL BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.88%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST TEXAS NATIONAL BANK holds $2.4B in total assets and $2.1B in total deposits. It is located in MIDLAND, TEXAS (FDIC Certificate #22957).
WEST TEXAS NATIONAL BANK has a Tier 1 capital ratio of 13.88%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 1.50%.
Yes. WEST TEXAS NATIONAL BANK is FDIC-insured (Certificate #22957). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.