LEGEND BANK N A
BOWIE, TEXAS · FDIC Cert #3108
Capital & Safety Analysis
According to FDIC financial data, LEGEND BANK N A holds a Tier 1 capital ratio of 12.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGEND BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGEND BANK N A shows strong financial health indicators. With $1.1B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGEND BANK N A has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGEND BANK N A holds $1.1B in total assets and $990M in total deposits. It is located in BOWIE, TEXAS (FDIC Certificate #3108).
LEGEND BANK N A has a Tier 1 capital ratio of 12.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.53%.
Yes. LEGEND BANK N A is FDIC-insured (Certificate #3108). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.