FIRST NB OF BASTROP
BASTROP, TEXAS · FDIC Cert #3091
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF BASTROP holds a Tier 1 capital ratio of 19.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF BASTROP has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF BASTROP shows strong financial health indicators. With $947M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF BASTROP has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 19.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF BASTROP holds $947M in total assets and $875M in total deposits. It is located in BASTROP, TEXAS (FDIC Certificate #3091).
FIRST NB OF BASTROP has a Tier 1 capital ratio of 19.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.89%.
Yes. FIRST NB OF BASTROP is FDIC-insured (Certificate #3091). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.