WALLIS BANK
WALLIS, TEXAS · FDIC Cert #20845
Capital & Safety Analysis
According to FDIC financial data, WALLIS BANK holds a Tier 1 capital ratio of 11.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WALLIS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WALLIS BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WALLIS BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WALLIS BANK holds $1.3B in total assets and $1.1B in total deposits. It is located in WALLIS, TEXAS (FDIC Certificate #20845).
WALLIS BANK has a Tier 1 capital ratio of 11.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 2.45%.
Yes. WALLIS BANK is FDIC-insured (Certificate #20845). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.