LAMESA NATIONAL BANK
LAMESA, TEXAS · FDIC Cert #3292
Capital & Safety Analysis
According to FDIC financial data, LAMESA NATIONAL BANK holds a Tier 1 capital ratio of 28.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAMESA NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LAMESA NATIONAL BANK shows strong financial health indicators. With $384M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAMESA NATIONAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 28.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAMESA NATIONAL BANK holds $384M in total assets and $346M in total deposits. It is located in LAMESA, TEXAS (FDIC Certificate #3292).
LAMESA NATIONAL BANK has a Tier 1 capital ratio of 28.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.37%, and the return on assets is 1.15%.
Yes. LAMESA NATIONAL BANK is FDIC-insured (Certificate #3292). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.