FIRST NATIONAL BANK OF LIPAN
LIPAN, TEXAS · FDIC Cert #3303
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK OF LIPAN holds a Tier 1 capital ratio of 28.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK OF LIPAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK OF LIPAN shows strong financial health indicators. With $27M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK OF LIPAN has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 28.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK OF LIPAN holds $27M in total assets and $24M in total deposits. It is located in LIPAN, TEXAS (FDIC Certificate #3303).
FIRST NATIONAL BANK OF LIPAN has a Tier 1 capital ratio of 28.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.94%.
Yes. FIRST NATIONAL BANK OF LIPAN is FDIC-insured (Certificate #3303). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.