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BankHealth

PEGASUS BANK

DALLAS, TEXAS · FDIC Cert #58483

A
Health Score
97/100
$1.3B
Total Assets
$1.2B
Total Deposits
14.86%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PEGASUS BANK holds a Tier 1 capital ratio of 14.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEGASUS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
34.11%
Liquidity Ratio
Strong — can meet withdrawal demands
1.48%
Return on Assets
Profitable — earning well on assets
$1.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PEGASUS BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PEGASUS BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 14.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PEGASUS BANK holds $1.3B in total assets and $1.2B in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #58483).

PEGASUS BANK has a Tier 1 capital ratio of 14.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.48%.

Yes. PEGASUS BANK is FDIC-insured (Certificate #58483). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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