A-Rated Banks in Georgia

61 banks · Average score: 91/100 · FDIC data from Q2 2024

#	Bank	City	Score	Assets	Tier 1 Capital	NPL Ratio	Liquidity
1	Commercial Banking Co	Valdosta	100	$355M	18.14%	0.04%	30.36%
2	Cibc National Trust Co	Atlanta	100	$354M	216.31%	0.00%	52.29%
3	Citizens Nb of Quitman	Quitman	99	$120M	19.26%	0.07%	34.50%
4	Durden Banking Co INC	Twin City	99	$279M	22.69%	0.21%	32.78%
5	Citizens Bank of Americus	Americus	99	$426M	15.84%	0.09%	39.81%
6	First Nb of Waynesboro	Waynesboro	99	$208M	30.95%	0.21%	33.63%
7	South Georgia Bank	Glennville	99	$218M	19.99%	0.24%	44.10%
8	Citizens Bank of Georgia	Cumming	99	$545M	17.23%	0.00%	47.65%
9	First Nb of Griffin	Griffin	98	$366M	17.58%	0.08%	57.94%
10	United Bank	Zebulon	98	$2.1B	24.17%	0.28%	57.12%
11	Citizens Bank&Trust INC	Trenton	98	$125M	21.76%	0.32%	34.12%
12	Century Bank of Georgia	Cartersville	98	$354M	23.47%	0.00%	58.13%
13	Bank of Hazlehurst	Hazlehurst	97	$120M	27.09%	0.48%	56.13%
14	Rbc Bank Georgia NA	Atlanta	97	$6.5B	36.35%	0.49%	56.20%
15	Peach State Bank&Trust	Gainesville	97	$779M	14.99%	0.00%	40.09%
16	Citizens Trust Bank	Atlanta	97	$757M	19.55%	0.49%	38.87%
17	First American Bank&Trust Co	Athens	96	$870M	17.00%	0.02%	26.03%
18	Fnb South	Alma	95	$611M	23.67%	0.05%	24.83%
19	Waycross Bank&Trust	Waycross	95	$243M	17.44%	0.10%	42.26%
20	First Nb of Coffee County	Douglas	95	$485M	17.05%	0.17%	45.18%
21	Glennville Bank	Glennville	95	$376M	18.85%	0.75%	36.55%
22	First Bank of Coastal Ga	Pembroke	94	$203M	20.83%	0.00%	72.89%
23	Citizens Community Bank	Hahira	93	$191M	19.02%	0.60%	39.92%
24	Bank of Alapaha	Alapaha	93	$220M	17.79%	0.28%	38.86%
25	Merchants&Citizens Bank	Mcrae	93	$137M	24.20%	0.12%	61.08%
26	Trust Bank	Lenox	92	$41M	36.00%	1.39%	51.10%
27	Bank of Dade	Trenton	92	$152M	15.96%	1.38%	40.19%
28	South Georgia Banking Co	Omega	92	$557M	17.92%	0.98%	27.91%
29	Bank of Edison	Edison	92	$81M	13.99%	0.31%	41.38%
30	Legacy State Bank	Loganville	92	$173M	13.99%	0.00%	27.71%
31	Citizens Bank of Swainsboro	Swainsboro	91	$345M	16.60%	0.16%	22.24%
32	Great Oaks Bank	Eastman	91	$382M	12.56%	0.07%	31.94%
33	Geo D Warthen Bank	Sandersville	91	$211M	18.18%	1.16%	39.97%
34	Colony Bank	Fitzgerald	91	$3.0B	13.85%	0.35%	30.11%
35	State Bank of Cochran	Cochran	91	$256M	27.18%	1.42%	34.13%
36	Planters First Bank	Cordele	91	$425M	13.77%	0.11%	26.25%
37	Bank of Hancock County	Sparta	90	$78M	36.59%	0.66%	68.15%
38	Tandem Bank	Tucker	90	$232M	13.93%	0.00%	25.37%
39	Claxton Bank	Claxton	89	$190M	28.33%	0.31%	25.87%
40	Queensborough Nb&T Co	Louisville	89	$2.0B	13.95%	0.77%	38.87%
41	Douglas National Bank	Douglas	89	$286M	14.00%	0.51%	24.80%
42	Citizens Bank of the South	Sandersville	88	$312M	18.79%	0.23%	20.18%
43	First Chatham Bank	Savannah	88	$582M	19.12%	2.04%	34.22%
44	Citizens Bank of Cochran	Cochran	87	$177M	18.15%	0.10%	17.49%
45	Bank of Madison	Madison	86	$412M	13.46%	0.05%	20.94%
46	Altamaha Bank&Trust Co	Vidalia	86	$297M	12.88%	0.61%	27.41%
47	Ab&T	Albany	86	$254M	16.65%	0.07%	16.40%
48	Embassy National Bank	Lawrenceville	86	$159M	16.93%	0.00%	15.80%
49	Morris Bank	Dublin	85	$1.4B	14.53%	0.38%	19.49%
50	Oconee State Bank	Watkinsville	84	$602M	13.16%	1.36%	32.46%
51	Bank of Newington	Newington	84	$280M	11.85%	0.00%	22.53%
52	Guardian Bank	Valdosta	84	$565M	14.44%	1.64%	32.68%
53	Promiseone Bank	Duluth	83	$715M	16.99%	0.42%	17.80%
54	Loyal Trust Bank	Johns Creek	83	$198M	18.69%	0.19%	23.77%
55	Craft Bank	Atlanta	83	$247M	13.30%	0.00%	17.64%
56	First Peoples Bank	Pine Mountain	82	$331M	13.48%	0.31%	20.73%
57	First Ic Bank	Doraville	82	$1.1B	16.81%	0.37%	13.82%
58	Primesouth Bank	Blackshear	82	$1.3B	13.49%	0.35%	18.85%
59	First Bank of Pike	Molena	82	$75M	16.00%	0.83%	19.89%
60	Signature Bank of Georgia	Sandy Springs	81	$226M	17.17%	0.00%	17.87%
61	South Coast Bank&Trust	Brunswick	80	$249M	11.73%	0.56%	26.69%

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