STATE BANK OF COCHRAN
COCHRAN, GEORGIA · FDIC Cert #872
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF COCHRAN holds a Tier 1 capital ratio of 27.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF COCHRAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF COCHRAN shows strong financial health indicators. With $256M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF COCHRAN has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 27.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF COCHRAN holds $256M in total assets and $212M in total deposits. It is located in COCHRAN, GEORGIA (FDIC Certificate #872).
STATE BANK OF COCHRAN has a Tier 1 capital ratio of 27.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.42%, and the return on assets is 4.05%.
Yes. STATE BANK OF COCHRAN is FDIC-insured (Certificate #872). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.