BANK OF NEWINGTON
NEWINGTON, GEORGIA · FDIC Cert #5704
Capital & Safety Analysis
According to FDIC financial data, BANK OF NEWINGTON holds a Tier 1 capital ratio of 11.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF NEWINGTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF NEWINGTON shows strong financial health indicators. With $280M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF NEWINGTON has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF NEWINGTON holds $280M in total assets and $254M in total deposits. It is located in NEWINGTON, GEORGIA (FDIC Certificate #5704).
BANK OF NEWINGTON has a Tier 1 capital ratio of 11.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.12%.
Yes. BANK OF NEWINGTON is FDIC-insured (Certificate #5704). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.