FIRST BANK OF COASTAL GA
PEMBROKE, GEORGIA · FDIC Cert #15580
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF COASTAL GA holds a Tier 1 capital ratio of 20.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF COASTAL GA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF COASTAL GA shows strong financial health indicators. With $203M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF COASTAL GA has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 20.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF COASTAL GA holds $203M in total assets and $193M in total deposits. It is located in PEMBROKE, GEORGIA (FDIC Certificate #15580).
FIRST BANK OF COASTAL GA has a Tier 1 capital ratio of 20.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.48%.
Yes. FIRST BANK OF COASTAL GA is FDIC-insured (Certificate #15580). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.