FIRST CHATHAM BANK
SAVANNAH, GEORGIA · FDIC Cert #57252
Capital & Safety Analysis
According to FDIC financial data, FIRST CHATHAM BANK holds a Tier 1 capital ratio of 19.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CHATHAM BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CHATHAM BANK shows strong financial health indicators. With $582M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CHATHAM BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 19.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CHATHAM BANK holds $582M in total assets and $509M in total deposits. It is located in SAVANNAH, GEORGIA (FDIC Certificate #57252).
FIRST CHATHAM BANK has a Tier 1 capital ratio of 19.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.04%, and the return on assets is 2.65%.
Yes. FIRST CHATHAM BANK is FDIC-insured (Certificate #57252). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.