BANK OF EDISON
EDISON, GEORGIA · FDIC Cert #5686
Capital & Safety Analysis
According to FDIC financial data, BANK OF EDISON holds a Tier 1 capital ratio of 13.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF EDISON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF EDISON shows strong financial health indicators. With $81M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF EDISON has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF EDISON holds $81M in total assets and $75M in total deposits. It is located in EDISON, GEORGIA (FDIC Certificate #5686).
BANK OF EDISON has a Tier 1 capital ratio of 13.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.11%.
Yes. BANK OF EDISON is FDIC-insured (Certificate #5686). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.