SOUTH COAST BANK&TRUST
BRUNSWICK, GEORGIA · FDIC Cert #16283
Capital & Safety Analysis
According to FDIC financial data, SOUTH COAST BANK&TRUST holds a Tier 1 capital ratio of 11.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTH COAST BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTH COAST BANK&TRUST shows strong financial health indicators. With $249M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTH COAST BANK&TRUST has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTH COAST BANK&TRUST holds $249M in total assets and $228M in total deposits. It is located in BRUNSWICK, GEORGIA (FDIC Certificate #16283).
SOUTH COAST BANK&TRUST has a Tier 1 capital ratio of 11.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.56%, and the return on assets is 0.85%.
Yes. SOUTH COAST BANK&TRUST is FDIC-insured (Certificate #16283). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.