DURDEN BANKING CO INC
TWIN CITY, GEORGIA · FDIC Cert #15336
Capital & Safety Analysis
According to FDIC financial data, DURDEN BANKING CO INC holds a Tier 1 capital ratio of 22.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DURDEN BANKING CO INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DURDEN BANKING CO INC shows strong financial health indicators. With $279M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DURDEN BANKING CO INC has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 22.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DURDEN BANKING CO INC holds $279M in total assets and $241M in total deposits. It is located in TWIN CITY, GEORGIA (FDIC Certificate #15336).
DURDEN BANKING CO INC has a Tier 1 capital ratio of 22.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 3.11%.
Yes. DURDEN BANKING CO INC is FDIC-insured (Certificate #15336). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.