BANK OF MADISON
MADISON, GEORGIA · FDIC Cert #148
Capital & Safety Analysis
According to FDIC financial data, BANK OF MADISON holds a Tier 1 capital ratio of 13.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF MADISON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF MADISON shows strong financial health indicators. With $412M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF MADISON has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF MADISON holds $412M in total assets and $372M in total deposits. It is located in MADISON, GEORGIA (FDIC Certificate #148).
BANK OF MADISON has a Tier 1 capital ratio of 13.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.75%.
Yes. BANK OF MADISON is FDIC-insured (Certificate #148). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.