DOUGLAS NATIONAL BANK
DOUGLAS, GEORGIA · FDIC Cert #57230
Capital & Safety Analysis
According to FDIC financial data, DOUGLAS NATIONAL BANK holds a Tier 1 capital ratio of 14.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DOUGLAS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DOUGLAS NATIONAL BANK shows strong financial health indicators. With $286M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DOUGLAS NATIONAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 14.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DOUGLAS NATIONAL BANK holds $286M in total assets and $251M in total deposits. It is located in DOUGLAS, GEORGIA (FDIC Certificate #57230).
DOUGLAS NATIONAL BANK has a Tier 1 capital ratio of 14.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 2.95%.
Yes. DOUGLAS NATIONAL BANK is FDIC-insured (Certificate #57230). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.