GEO D WARTHEN BANK
SANDERSVILLE, GEORGIA · FDIC Cert #2154
Capital & Safety Analysis
According to FDIC financial data, GEO D WARTHEN BANK holds a Tier 1 capital ratio of 18.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GEO D WARTHEN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GEO D WARTHEN BANK shows strong financial health indicators. With $211M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GEO D WARTHEN BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 18.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GEO D WARTHEN BANK holds $211M in total assets and $187M in total deposits. It is located in SANDERSVILLE, GEORGIA (FDIC Certificate #2154).
GEO D WARTHEN BANK has a Tier 1 capital ratio of 18.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.16%, and the return on assets is 1.46%.
Yes. GEO D WARTHEN BANK is FDIC-insured (Certificate #2154). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.