FIRST PEOPLES BANK
PINE MOUNTAIN, GEORGIA · FDIC Cert #33010
Capital & Safety Analysis
According to FDIC financial data, FIRST PEOPLES BANK holds a Tier 1 capital ratio of 13.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST PEOPLES BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST PEOPLES BANK shows strong financial health indicators. With $331M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST PEOPLES BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST PEOPLES BANK holds $331M in total assets and $295M in total deposits. It is located in PINE MOUNTAIN, GEORGIA (FDIC Certificate #33010).
FIRST PEOPLES BANK has a Tier 1 capital ratio of 13.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.34%.
Yes. FIRST PEOPLES BANK is FDIC-insured (Certificate #33010). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.