QUEENSBOROUGH NB&T CO
LOUISVILLE, GEORGIA · FDIC Cert #2138
Capital & Safety Analysis
According to FDIC financial data, QUEENSBOROUGH NB&T CO holds a Tier 1 capital ratio of 13.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning QUEENSBOROUGH NB&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
QUEENSBOROUGH NB&T CO shows strong financial health indicators. With $2.0B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
QUEENSBOROUGH NB&T CO has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
QUEENSBOROUGH NB&T CO holds $2.0B in total assets and $1.8B in total deposits. It is located in LOUISVILLE, GEORGIA (FDIC Certificate #2138).
QUEENSBOROUGH NB&T CO has a Tier 1 capital ratio of 13.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 1.05%.
Yes. QUEENSBOROUGH NB&T CO is FDIC-insured (Certificate #2138). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.