CENTURY BANK OF GEORGIA
CARTERSVILLE, GEORGIA · FDIC Cert #35236
Capital & Safety Analysis
According to FDIC financial data, CENTURY BANK OF GEORGIA holds a Tier 1 capital ratio of 23.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTURY BANK OF GEORGIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTURY BANK OF GEORGIA shows strong financial health indicators. With $354M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTURY BANK OF GEORGIA has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 23.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTURY BANK OF GEORGIA holds $354M in total assets and $297M in total deposits. It is located in CARTERSVILLE, GEORGIA (FDIC Certificate #35236).
CENTURY BANK OF GEORGIA has a Tier 1 capital ratio of 23.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.59%.
Yes. CENTURY BANK OF GEORGIA is FDIC-insured (Certificate #35236). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.