PRIMESOUTH BANK
BLACKSHEAR, GEORGIA · FDIC Cert #5694
Capital & Safety Analysis
According to FDIC financial data, PRIMESOUTH BANK holds a Tier 1 capital ratio of 13.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PRIMESOUTH BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PRIMESOUTH BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRIMESOUTH BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRIMESOUTH BANK holds $1.3B in total assets and $1.1B in total deposits. It is located in BLACKSHEAR, GEORGIA (FDIC Certificate #5694).
PRIMESOUTH BANK has a Tier 1 capital ratio of 13.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 1.94%.
Yes. PRIMESOUTH BANK is FDIC-insured (Certificate #5694). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.