SOUTH GEORGIA BANK
GLENNVILLE, GEORGIA · FDIC Cert #32532
Capital & Safety Analysis
According to FDIC financial data, SOUTH GEORGIA BANK holds a Tier 1 capital ratio of 19.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTH GEORGIA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTH GEORGIA BANK shows strong financial health indicators. With $218M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTH GEORGIA BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 19.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTH GEORGIA BANK holds $218M in total assets and $194M in total deposits. It is located in GLENNVILLE, GEORGIA (FDIC Certificate #32532).
SOUTH GEORGIA BANK has a Tier 1 capital ratio of 19.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 2.13%.
Yes. SOUTH GEORGIA BANK is FDIC-insured (Certificate #32532). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.