CITIZENS BANK OF AMERICUS
AMERICUS, GEORGIA · FDIC Cert #15477
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF AMERICUS holds a Tier 1 capital ratio of 15.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF AMERICUS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF AMERICUS shows strong financial health indicators. With $426M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF AMERICUS has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 15.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF AMERICUS holds $426M in total assets and $386M in total deposits. It is located in AMERICUS, GEORGIA (FDIC Certificate #15477).
CITIZENS BANK OF AMERICUS has a Tier 1 capital ratio of 15.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.84%.
Yes. CITIZENS BANK OF AMERICUS is FDIC-insured (Certificate #15477). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.