CITIZENS BANK OF COCHRAN
COCHRAN, GEORGIA · FDIC Cert #16275
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF COCHRAN holds a Tier 1 capital ratio of 18.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF COCHRAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF COCHRAN shows strong financial health indicators. With $177M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF COCHRAN has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 18.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF COCHRAN holds $177M in total assets and $154M in total deposits. It is located in COCHRAN, GEORGIA (FDIC Certificate #16275).
CITIZENS BANK OF COCHRAN has a Tier 1 capital ratio of 18.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 2.42%.
Yes. CITIZENS BANK OF COCHRAN is FDIC-insured (Certificate #16275). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.