AB&T
ALBANY, GEORGIA · FDIC Cert #35029
Capital & Safety Analysis
According to FDIC financial data, AB&T holds a Tier 1 capital ratio of 16.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AB&T has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AB&T shows strong financial health indicators. With $254M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AB&T has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 16.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AB&T holds $254M in total assets and $221M in total deposits. It is located in ALBANY, GEORGIA (FDIC Certificate #35029).
AB&T has a Tier 1 capital ratio of 16.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 2.39%.
Yes. AB&T is FDIC-insured (Certificate #35029). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.