LOYAL TRUST BANK
JOHNS CREEK, GEORGIA · FDIC Cert #59182
Capital & Safety Analysis
According to FDIC financial data, LOYAL TRUST BANK holds a Tier 1 capital ratio of 18.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LOYAL TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LOYAL TRUST BANK shows strong financial health indicators. With $198M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LOYAL TRUST BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 18.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LOYAL TRUST BANK holds $198M in total assets and $135M in total deposits. It is located in JOHNS CREEK, GEORGIA (FDIC Certificate #59182).
LOYAL TRUST BANK has a Tier 1 capital ratio of 18.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is -0.39%.
Yes. LOYAL TRUST BANK is FDIC-insured (Certificate #59182). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.