FIRST NB OF COFFEE COUNTY
DOUGLAS, GEORGIA · FDIC Cert #33506
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF COFFEE COUNTY holds a Tier 1 capital ratio of 17.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF COFFEE COUNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF COFFEE COUNTY shows strong financial health indicators. With $485M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF COFFEE COUNTY has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 17.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF COFFEE COUNTY holds $485M in total assets and $441M in total deposits. It is located in DOUGLAS, GEORGIA (FDIC Certificate #33506).
FIRST NB OF COFFEE COUNTY has a Tier 1 capital ratio of 17.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 1.12%.
Yes. FIRST NB OF COFFEE COUNTY is FDIC-insured (Certificate #33506). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.