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BankHealth

PLANTERS FIRST BANK

CORDELE, GEORGIA · FDIC Cert #9064

A
Health Score
91/100
$425M
Total Assets
$389M
Total Deposits
13.77%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PLANTERS FIRST BANK holds a Tier 1 capital ratio of 13.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PLANTERS FIRST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.11%
Nonperforming Loans
Low — healthy loan portfolio
26.25%
Liquidity Ratio
Strong — can meet withdrawal demands
1.72%
Return on Assets
Profitable — earning well on assets
$389M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PLANTERS FIRST BANK shows strong financial health indicators. With $425M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PLANTERS FIRST BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PLANTERS FIRST BANK holds $425M in total assets and $389M in total deposits. It is located in CORDELE, GEORGIA (FDIC Certificate #9064).

PLANTERS FIRST BANK has a Tier 1 capital ratio of 13.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.72%.

Yes. PLANTERS FIRST BANK is FDIC-insured (Certificate #9064). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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