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BankHealth

RBC BANK GEORGIA NA

ATLANTA, GEORGIA · FDIC Cert #26342

A
Health Score
97/100
$6.5B
Total Assets
$5.7B
Total Deposits
36.35%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, RBC BANK GEORGIA NA holds a Tier 1 capital ratio of 36.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RBC BANK GEORGIA NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
56.20%
Liquidity Ratio
Strong — can meet withdrawal demands
3.11%
Return on Assets
Profitable — earning well on assets
$5.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RBC BANK GEORGIA NA shows strong financial health indicators. With $6.5B in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RBC BANK GEORGIA NA has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 36.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RBC BANK GEORGIA NA holds $6.5B in total assets and $5.7B in total deposits. It is located in ATLANTA, GEORGIA (FDIC Certificate #26342).

RBC BANK GEORGIA NA has a Tier 1 capital ratio of 36.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 3.11%.

Yes. RBC BANK GEORGIA NA is FDIC-insured (Certificate #26342). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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