BANK OF HANCOCK COUNTY
SPARTA, GEORGIA · FDIC Cert #10057
Capital & Safety Analysis
According to FDIC financial data, BANK OF HANCOCK COUNTY holds a Tier 1 capital ratio of 36.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HANCOCK COUNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF HANCOCK COUNTY shows strong financial health indicators. With $78M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HANCOCK COUNTY has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 36.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HANCOCK COUNTY holds $78M in total assets and $66M in total deposits. It is located in SPARTA, GEORGIA (FDIC Certificate #10057).
BANK OF HANCOCK COUNTY has a Tier 1 capital ratio of 36.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 0.40%.
Yes. BANK OF HANCOCK COUNTY is FDIC-insured (Certificate #10057). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.