COLONY BANK
FITZGERALD, GEORGIA · FDIC Cert #22257
Capital & Safety Analysis
According to FDIC financial data, COLONY BANK holds a Tier 1 capital ratio of 13.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLONY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COLONY BANK shows strong financial health indicators. With $3.0B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COLONY BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COLONY BANK holds $3.0B in total assets and $2.5B in total deposits. It is located in FITZGERALD, GEORGIA (FDIC Certificate #22257).
COLONY BANK has a Tier 1 capital ratio of 13.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 1.01%.
Yes. COLONY BANK is FDIC-insured (Certificate #22257). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.