ALTAMAHA BANK&TRUST CO
VIDALIA, GEORGIA · FDIC Cert #19590
Capital & Safety Analysis
According to FDIC financial data, ALTAMAHA BANK&TRUST CO holds a Tier 1 capital ratio of 12.88%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALTAMAHA BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALTAMAHA BANK&TRUST CO shows strong financial health indicators. With $297M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALTAMAHA BANK&TRUST CO has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 12.88%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALTAMAHA BANK&TRUST CO holds $297M in total assets and $274M in total deposits. It is located in VIDALIA, GEORGIA (FDIC Certificate #19590).
ALTAMAHA BANK&TRUST CO has a Tier 1 capital ratio of 12.88%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.61%, and the return on assets is 1.55%.
Yes. ALTAMAHA BANK&TRUST CO is FDIC-insured (Certificate #19590). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.