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BankHealth

FIRST BANK OF PIKE

MOLENA, GEORGIA · FDIC Cert #9070

A
Health Score
82/100
$75M
Total Assets
$67M
Total Deposits
16.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST BANK OF PIKE holds a Tier 1 capital ratio of 16.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF PIKE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.83%
Nonperforming Loans
Low — healthy loan portfolio
19.89%
Liquidity Ratio
Adequate liquidity
1.37%
Return on Assets
Profitable — earning well on assets
$67M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST BANK OF PIKE shows strong financial health indicators. With $75M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST BANK OF PIKE has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 16.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST BANK OF PIKE holds $75M in total assets and $67M in total deposits. It is located in MOLENA, GEORGIA (FDIC Certificate #9070).

FIRST BANK OF PIKE has a Tier 1 capital ratio of 16.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.83%, and the return on assets is 1.37%.

Yes. FIRST BANK OF PIKE is FDIC-insured (Certificate #9070). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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