GREAT OAKS BANK
EASTMAN, GEORGIA · FDIC Cert #16780
Capital & Safety Analysis
According to FDIC financial data, GREAT OAKS BANK holds a Tier 1 capital ratio of 12.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREAT OAKS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GREAT OAKS BANK shows strong financial health indicators. With $382M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GREAT OAKS BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 12.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GREAT OAKS BANK holds $382M in total assets and $348M in total deposits. It is located in EASTMAN, GEORGIA (FDIC Certificate #16780).
GREAT OAKS BANK has a Tier 1 capital ratio of 12.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.49%.
Yes. GREAT OAKS BANK is FDIC-insured (Certificate #16780). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.