FNB SOUTH
ALMA, GEORGIA · FDIC Cert #17011
Capital & Safety Analysis
According to FDIC financial data, FNB SOUTH holds a Tier 1 capital ratio of 23.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FNB SOUTH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FNB SOUTH shows strong financial health indicators. With $611M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNB SOUTH has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 23.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNB SOUTH holds $611M in total assets and $505M in total deposits. It is located in ALMA, GEORGIA (FDIC Certificate #17011).
FNB SOUTH has a Tier 1 capital ratio of 23.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 3.28%.
Yes. FNB SOUTH is FDIC-insured (Certificate #17011). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.