CITIZENS NB OF QUITMAN
QUITMAN, GEORGIA · FDIC Cert #14731
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF QUITMAN holds a Tier 1 capital ratio of 19.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF QUITMAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF QUITMAN shows strong financial health indicators. With $120M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF QUITMAN has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 19.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF QUITMAN holds $120M in total assets and $106M in total deposits. It is located in QUITMAN, GEORGIA (FDIC Certificate #14731).
CITIZENS NB OF QUITMAN has a Tier 1 capital ratio of 19.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.90%.
Yes. CITIZENS NB OF QUITMAN is FDIC-insured (Certificate #14731). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.