CITIZENS COMMUNITY BANK
HAHIRA, GEORGIA · FDIC Cert #12079
Capital & Safety Analysis
According to FDIC financial data, CITIZENS COMMUNITY BANK holds a Tier 1 capital ratio of 19.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS COMMUNITY BANK shows strong financial health indicators. With $191M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS COMMUNITY BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 19.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS COMMUNITY BANK holds $191M in total assets and $172M in total deposits. It is located in HAHIRA, GEORGIA (FDIC Certificate #12079).
CITIZENS COMMUNITY BANK has a Tier 1 capital ratio of 19.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.16%.
Yes. CITIZENS COMMUNITY BANK is FDIC-insured (Certificate #12079). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.