UNITED BANK
ZEBULON, GEORGIA · FDIC Cert #172
Capital & Safety Analysis
According to FDIC financial data, UNITED BANK holds a Tier 1 capital ratio of 24.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED BANK shows strong financial health indicators. With $2.1B in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 24.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED BANK holds $2.1B in total assets and $1.9B in total deposits. It is located in ZEBULON, GEORGIA (FDIC Certificate #172).
UNITED BANK has a Tier 1 capital ratio of 24.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 3.68%.
Yes. UNITED BANK is FDIC-insured (Certificate #172). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.