LEGACY STATE BANK
LOGANVILLE, GEORGIA · FDIC Cert #57882
Capital & Safety Analysis
According to FDIC financial data, LEGACY STATE BANK holds a Tier 1 capital ratio of 13.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGACY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGACY STATE BANK shows strong financial health indicators. With $173M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGACY STATE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGACY STATE BANK holds $173M in total assets and $149M in total deposits. It is located in LOGANVILLE, GEORGIA (FDIC Certificate #57882).
LEGACY STATE BANK has a Tier 1 capital ratio of 13.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.28%.
Yes. LEGACY STATE BANK is FDIC-insured (Certificate #57882). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.