PROMISEONE BANK
DULUTH, GEORGIA · FDIC Cert #58657
Capital & Safety Analysis
According to FDIC financial data, PROMISEONE BANK holds a Tier 1 capital ratio of 16.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PROMISEONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PROMISEONE BANK shows strong financial health indicators. With $715M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PROMISEONE BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 16.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PROMISEONE BANK holds $715M in total assets and $603M in total deposits. It is located in DULUTH, GEORGIA (FDIC Certificate #58657).
PROMISEONE BANK has a Tier 1 capital ratio of 16.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 1.54%.
Yes. PROMISEONE BANK is FDIC-insured (Certificate #58657). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.