TRUST BANK
LENOX, GEORGIA · FDIC Cert #13832
Capital & Safety Analysis
According to FDIC financial data, TRUST BANK holds a Tier 1 capital ratio of 36.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TRUST BANK shows strong financial health indicators. With $41M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRUST BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 36.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRUST BANK holds $41M in total assets and $34M in total deposits. It is located in LENOX, GEORGIA (FDIC Certificate #13832).
TRUST BANK has a Tier 1 capital ratio of 36.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.39%, and the return on assets is 2.96%.
Yes. TRUST BANK is FDIC-insured (Certificate #13832). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.