A-Rated Banks in California

54 banks · Average score: 89/100 · FDIC data from Q2 2024

#	Bank	City	Score	Assets	Tier 1 Capital	NPL Ratio	Liquidity
1	Summit Bank	Oakland	100	$296M	21.55%	0.00%	30.95%
2	Capital Bank&Trust Co	Irvine	100	$174M	190.32%	0.00%	72.13%
3	Westamerica Bank	San Rafael	99	$6.3B	15.10%	0.19%	80.53%
4	Bank of Stockton	Stockton	98	$4.3B	16.83%	0.14%	43.41%
5	Hcn Bank	Riverside	97	$1.0B	13.97%	0.00%	29.81%
6	Citizens Business Bank	Ontario	97	$16.2B	15.13%	0.29%	37.38%
7	First American Trust FSB	Santa Ana	97	$6.4B	38.40%	0.00%	95.79%
8	Hatch Bank	San Marcos	96	$126M	36.80%	0.13%	37.00%
9	Oak Valley Community Bank	Oakdale	96	$1.8B	14.13%	0.00%	35.06%
10	Pacific Coast Bankers Bank	Walnut Creek	96	$1.2B	27.24%	0.00%	49.34%
11	River Valley Community Bank	Yuba City	96	$613M	15.00%	0.00%	47.09%
12	Golden Valley Bank	Chico	96	$492M	16.43%	0.00%	42.50%
13	Plumas Bank	Quincy	95	$1.6B	16.36%	0.90%	33.81%
14	Bank of Ny Mellon Tr Co NA	Los Angeles	95	$1.3B	328.90%	0.00%	25.15%
15	El Dorado Savings Bank FSB	Placerville	95	$2.4B	45.64%	0.21%	75.04%
16	Community Bk of Santa Maria	Santa Maria	95	$405M	14.52%	0.00%	31.73%
17	Commerce West Bank	Irvine	95	$1.1B	18.41%	0.66%	34.13%
18	Bac Community Bank	Stockton	94	$796M	16.06%	0.00%	41.78%
19	First Northern Bank of Dixon	Dixon	93	$1.9B	15.44%	0.64%	40.24%
20	Infinity Bank	Santa Ana	93	$308M	15.09%	1.01%	32.23%
21	Beacon Business Bank NA	San Francisco	92	$174M	19.19%	0.00%	41.98%
22	Heritage Bank of Commerce	San Jose	92	$5.3B	13.91%	0.18%	29.32%
23	Ffb Bank	Fresno	92	$1.4B	19.67%	1.27%	29.17%
24	Column National Assn	Chico	92	$541M	17.81%	0.50%	55.11%
25	Farmers&Merchants Bk Cntl Ca	Lodi	91	$5.3B	13.33%	0.00%	25.50%
26	Farmers&Merchants Bk Long Be	Long Beach	89	$12.2B	17.00%	0.83%	44.67%
27	City National Bank	Los Angeles	89	$92.2B	14.94%	0.55%	26.69%
28	Mechanics Bank	Walnut Creek	88	$17.3B	14.65%	0.16%	33.19%
29	New Omni Bank National Assn	Alhambra	88	$506M	30.19%	1.14%	26.38%
30	American Business Bank	Los Angeles	88	$3.9B	11.94%	0.26%	31.16%
31	Pacific Premier Bank	Irvine	87	$18.3B	17.97%	0.42%	21.46%
32	Tri Counties Bank	Chico	86	$9.7B	13.81%	0.49%	23.33%
33	Community West Bank	Fresno	86	$3.5B	13.99%	0.13%	27.26%
34	California Intl Bank N A	Westminster	86	$58M	38.65%	0.00%	24.32%
35	Bank of America Ca NA	San Francisco	85	$15.0B	29.72%	0.73%	24.38%
36	East West Bank	Pasadena	85	$72.3B	13.06%	0.31%	22.49%
37	Santa Cruz County Bank	Santa Cruz	85	$1.7B	14.93%	0.00%	14.93%
38	Redwood Capital Bank	Eureka	85	$524M	16.03%	0.13%	17.51%
39	United Business Bank	Walnut Creek	85	$2.6B	17.47%	0.86%	22.33%
40	Mega Bank	San Gabriel	85	$518M	15.65%	0.45%	20.62%
41	C3bank National Assn	Encinitas	84	$773M	13.56%	0.00%	18.69%
42	Partners Bank of California	Mission Viejo	84	$483M	13.94%	0.00%	18.29%
43	River City Bank	Sacramento	83	$5.1B	11.89%	0.00%	21.41%
44	First Credit Bank	Los Angeles	82	$563M	41.59%	0.44%	14.90%
45	Commercial Bank of Ca	Irvine	82	$2.5B	10.52%	0.14%	28.58%
46	State Bank of India Ca	Los Angeles	81	$1.2B	17.36%	0.00%	13.70%
47	Community Commerce Bank	Claremont	81	$392M	18.91%	0.18%	16.64%
48	Malaga Bank FSB	Palos Verdes Pen	81	$1.4B	26.20%	0.00%	11.27%
49	Community Bank of the Bay	Oakland	81	$1.0B	10.09%	0.00%	27.76%
50	First Commercial Bank USA	Alhambra	81	$863M	29.32%	0.26%	13.16%
51	California Business Bank	Irvine	81	$101M	20.34%	0.03%	17.64%
52	SMBC Manubank	Los Angeles	80	$5.5B	17.00%	1.60%	30.40%
53	First Pacific Bank	Whittier	80	$430M	11.78%	0.03%	25.55%
54	American Riviera Bank	Santa Barbara	80	$1.3B	12.85%	0.06%	20.39%

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