FIRST COMMERCIAL BANK USA
ALHAMBRA, CALIFORNIA · FDIC Cert #34496
Capital & Safety Analysis
According to FDIC financial data, FIRST COMMERCIAL BANK USA holds a Tier 1 capital ratio of 29.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COMMERCIAL BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COMMERCIAL BANK USA shows strong financial health indicators. With $863M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COMMERCIAL BANK USA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 29.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COMMERCIAL BANK USA holds $863M in total assets and $618M in total deposits. It is located in ALHAMBRA, CALIFORNIA (FDIC Certificate #34496).
FIRST COMMERCIAL BANK USA has a Tier 1 capital ratio of 29.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.95%.
Yes. FIRST COMMERCIAL BANK USA is FDIC-insured (Certificate #34496). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.