SMBC MANUBANK
LOS ANGELES, CALIFORNIA · FDIC Cert #18618
Capital & Safety Analysis
According to FDIC financial data, SMBC MANUBANK holds a Tier 1 capital ratio of 17.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SMBC MANUBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SMBC MANUBANK shows strong financial health indicators. With $5.5B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SMBC MANUBANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 17.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SMBC MANUBANK holds $5.5B in total assets and $4.5B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #18618).
SMBC MANUBANK has a Tier 1 capital ratio of 17.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.60%, and the return on assets is -4.56%.
Yes. SMBC MANUBANK is FDIC-insured (Certificate #18618). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.