AMERICAN BUSINESS BANK
LOS ANGELES, CALIFORNIA · FDIC Cert #34788
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BUSINESS BANK holds a Tier 1 capital ratio of 11.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BUSINESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN BUSINESS BANK shows strong financial health indicators. With $3.9B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BUSINESS BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 11.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BUSINESS BANK holds $3.9B in total assets and $3.5B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #34788).
AMERICAN BUSINESS BANK has a Tier 1 capital ratio of 11.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.42%.
Yes. AMERICAN BUSINESS BANK is FDIC-insured (Certificate #34788). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.