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BankHealth

STATE BANK OF INDIA CA

LOS ANGELES, CALIFORNIA · FDIC Cert #23998

A
Health Score
81/100
$1.2B
Total Assets
$983M
Total Deposits
17.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STATE BANK OF INDIA CA holds a Tier 1 capital ratio of 17.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF INDIA CA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
13.70%
Liquidity Ratio
Adequate liquidity
1.24%
Return on Assets
Profitable — earning well on assets
$983M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STATE BANK OF INDIA CA shows strong financial health indicators. With $1.2B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STATE BANK OF INDIA CA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 17.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STATE BANK OF INDIA CA holds $1.2B in total assets and $983M in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #23998).

STATE BANK OF INDIA CA has a Tier 1 capital ratio of 17.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.24%.

Yes. STATE BANK OF INDIA CA is FDIC-insured (Certificate #23998). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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