FIRST NORTHERN BANK OF DIXON
DIXON, CALIFORNIA · FDIC Cert #3440
Capital & Safety Analysis
According to FDIC financial data, FIRST NORTHERN BANK OF DIXON holds a Tier 1 capital ratio of 15.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NORTHERN BANK OF DIXON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NORTHERN BANK OF DIXON shows strong financial health indicators. With $1.9B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NORTHERN BANK OF DIXON has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 15.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NORTHERN BANK OF DIXON holds $1.9B in total assets and $1.7B in total deposits. It is located in DIXON, CALIFORNIA (FDIC Certificate #3440).
FIRST NORTHERN BANK OF DIXON has a Tier 1 capital ratio of 15.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 1.30%.
Yes. FIRST NORTHERN BANK OF DIXON is FDIC-insured (Certificate #3440). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.