COMMUNITY COMMERCE BANK
CLAREMONT, CALIFORNIA · FDIC Cert #26363
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY COMMERCE BANK holds a Tier 1 capital ratio of 18.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY COMMERCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY COMMERCE BANK shows strong financial health indicators. With $392M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY COMMERCE BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 18.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY COMMERCE BANK holds $392M in total assets and $300M in total deposits. It is located in CLAREMONT, CALIFORNIA (FDIC Certificate #26363).
COMMUNITY COMMERCE BANK has a Tier 1 capital ratio of 18.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.88%.
Yes. COMMUNITY COMMERCE BANK is FDIC-insured (Certificate #26363). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.